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Two Weeks Of Can’t-Miss Events Around Omaha, NE

by Nancy Heim-berg

Two Weeks Of Can’t-Miss Events Around Omaha, NEWith September right around the corner, now is a great time to check out all the fun events and adventures happening in and around our beautiful city of Omaha, NE. You will find everything from farmers markets and comedy shows, to ghost tours, art markets, concert series, fashion events, dance classes and much more. We have listed all these and many others below for you to enjoy! *Please observe social distancing guidelines.

What: Night Market at Midtown Crossing
When: August 27th - September 10th
Where: Midtown Crossing | 3110 Farnam Street Omaha, NE

What: River City Star Happy Hour Cruise
When: August 27th - October 15th
Where: River City Star Riverboat | 151 Freedom Park Road Omaha, NE

What: The ARENA at The Backline
When: August 27th
Where: The Backline Comedy Theatre | 1618 Harney Street Omaha, NE

What: Old Market Ghost Stories Tour
When: August 27th - October 29th
Where: Nebraska Tour Company | 1100 Howard Street Omaha, NE

What: Omaha Farmers Market: Old Market
When: August 28th - October 9th
Where: 1011 Jackson Street Omaha, NE

What: Midwest Collectible Toy Show
When: August 29th - October 24th
Where: Omaha Firefighters Union, Local 385 | 6005 Grover Street Omaha, NE

What: Village Pointe Farmers Market
When: August 28th - October 2nd
Where: Village Pointe Shopping Center | 17305 Davenport Suite 203

What: Omaha Farmers Market: Baxter Arena
When: August 29th - October 10th
Where: Baxter Arena | 2425 S 67h Street Lot 26 Omaha, NE

What: Benson First Friday
When: September 3rd 
Where: Military Avenue & 60th Street Omaha, NE

What: First Friday Old Market
When: September 3rd 
Where: Old Market | Harney to Jackson Streets & 10th to 13th Streets Omaha, NE

What: Leashes at Lauritzen 
Where: September 6th - October 11th
Where: Lauritzen Gardens | 100 Bancroft Street Omaha, NE

What: 2021 Nitro Circus: You Got This
When: August 26th
Where: Werner Park | 12356 Ballpark Way Papillion, NE

What: Saturdays at Stinson Concert Series: Rhythm Collective
When: August 28th
Where: Stinson Park | 2285 S 67th Street Omaha, NE

What: The City of Omaha Celebrates America Free Concert & Fireworks Show
When: August 28th
Where: Memorial Park | 6005 Underwood Avenue Omaha, NE

What: Hutchfest 2021
When: September 5th
Where: 1441 N 11th Street Omaha, NE

What: Pop-Up Art Market
When: August 29th - October 24th
Where: Aksarben Village | 67th and Center Streets Omaha, NE

What: Friday Night Concert Series
When: August 27th
Where: Rockbrook Village Shopping Center | 108th & Center Omaha, NE

What: Joslyn Castle Public Tours
When: August 26th - November 18th
Where: Joslyn Castle | 3902 Davenport Street Omaha, NE

What: Beyond the Vote
When: August 25th - December 2nd
Where: Durham Museum | 801 S 10th Street Omaha, NE

What: Game On!
When: August 25th - December 2nd
Where: Omaha Children’s Museum | 500 S 20th Street Omaha, NE

What: Fairytale Land
When: August 25th - 29th
Where: Omaha Children’s Museum | 500 S 20th Street Omaha, NE

What: Omaha Uncovered: Revealing History Through Art and Story
When: August 25th - November 21st
Where: 801 S 10th Street Omaha, NE

What: Line Dancing Lessons at Bushwackers
When: August 26th - December 16th
Where: Bushwacker’s Saloon | 7401 Main Street Ralston, NE

What: Omaha Fashion Week
When: August 26th - 28th
Where: Omaha Design Center | 1502 Cuming Street Omaha, NE

What: James Cameron - Challenging The Deep
When: August 25th - October 3rd
Where: Durham Museum | 801 S 10th Street Omaha, NE

 

Be sure to check back each week for more real estate and Omaha, NE community information! Also, are you following us on Facebook? If not, be sure to check us out here! 

4 Common Home Buying Myths To Move Past

by Nancy Heim-berg

4 Common Home Buying Myths To Move Past Buying a house is the largest purchase most people will make in their lifetime. And while the internet is a wonderful place to find information when it comes to home buying, there is also a lot of information out there that is misleading or downright not true. In today’s blog post we are going to be discussing four common myths about home buying - let’s dive in: 

1. The first myth that we are debunking is that you need a 20% down payment. While sometimes this is true and putting that much down can have its benefits, you don’t always need that much to buy your dream home. There are some loan programs that allow for half of that, or even less. 

2. The second myth that we are busting is that you have to be completely out of debt before you are able to own a home. Yes, that means if you are carrying student loans or other forms of debt, you could still qualify. Mortgage underwriters like to see you using and managing credit responsibly, so ensuring your payments are made on time is crucial. 

3. Piggybacking off our last myth, number three is that your credit score needs to be perfect to buy a home. Of course having a good credit score will only help you, but don’t stress if its not great. For a conventional loan approval, the minimum FICO credit score is around 620. 

4. The last myth we are exposing is that it is cheaper to rent than to own. In the short term there may be some truth to this statement, however if you plan on renting for a few years or longer, it could be in your best interest to put that money towards an asset you own. Renting is a great option for someone who moves around a lot, but if you are planning to stay in one place for a while buying can be a great option. 

 

Have other home buying questions and/or myths you want to discuss? Contact our experienced team today and let us help you find your perfect home in Omaha, NE! 

Events Around Omaha, NE Over The Next Two Weeks

by Nancy Heim-berg

Can’t-Miss Events Happening Around Omaha, NE Over The Next Two WeeksWith schools starting soon, now is the perfect time to sneak in some last minute summer fun! Below we have listed all the can’t-miss events and adventures happening in and around our beautiful city of Omaha, NE over the next two weeks. Spend your days enjoying music concerts, festivals, farmers markets, castle tours, line dancing, sporting events and much more.

What: Nebraska Balloon & Wine Festival
When: August 20th & 21st
Where: Ta Ha Zouka Park 

What: Melissa Etheridge: 2021 Tour
When: August 14th
Where: Holland Performing Arts Center

What: Eagle Day at Fontenelle Forest
When: August 14th
Where: Fontenelle Forest | 1111 N Bellevue Blvd. 

What: Saturdays at Stinson Concert Series: 70’s Band
When: August 14th
Where: Stinson Park | 2285 67th Street Omaha, NE

What: Woofstock
When: August 15th
Where: Midtown Crossing | 3110 Farnam Street Omaha, NE

What: Holland Center Outdoors: Red Wanting Blue
When: August 19th
Where: Holland Performing Arts Center | 1200 Douglas Street 

What: Disco GLOW at Joslyn Art Museum 
When: August 20th
Where: Joslyn Art Museum | 2200 Dodge Street Omaha, NE

What: Opera Outdoors
When: August 20th
Where: Midtown Crossing | 3110 Farnam Street Turner Park Omaha, NE

What: Omaha’s Original Greek Festival
When: August 20th - 22nd
Where: 602 Park Avenue Omaha, NE

What: Music For The City
When: August 21st
Where: Dam Grill & Bar | 151 Freedom Park Road Omaha, NE

What: Diedrick Brackens
When: August 11th - September 5th
Where: Joslyn Art Museum | 2200 Dodge Street Omaha, NE

What: Beyond the Vote
When: August 11th - December 2nd 
Where: Durham Museum | 801 S 10th Street Omaha, NE

What: American Art Deco: Designing for the People, 1918 - 1939
When: August 11th - September 5th
Where: Joslyn Art Museum | 2200 Dodge Street Omaha, NE

What: Game On!
When: August 11th - December 2nd
Where: Omaha Children’s Museum | 500 S 20th Street Omaha, NE

What: James Cameron - Challenging The Deep
When: August 11th - October 3rd
Where: Durham Museum | 801 S 10th Street Omaha, NE

What: Fairytale Land
When: August 11st - 29th
Where: Omaha Children’s Museum | 500 S 20th Street Omaha, NE

What: Salvador Dali’s “Stairway to Heaven”
When: August 11th - 14th
Where: El Museo Latino | 4701 S 25th Street Omaha, NE

What: Style and Speed: Passenger Liner Travel of the 20th Century
When: August 11th - October 3rd
Where: 801 S 10th Street Omaha, NE

What: Omaha Uncovered: Revealing History Through Art and Story
When: August 11th - November 21st
Where: 801 S 10th Street Omaha, NE

What: Line Dancing Lessons at Bushwacker's
When: August 12th - December 16th
Where: Bushwacker’s Saloon | 7401 Main Street Ralston, NE

What: Pinnacle Bank Golf Championship
When: August 12th - 15th
Where: Club at Indian Creek | 3825 N 202nd Street Elkhorn, NE

What: Bring Back the Music at Midtown Crossing
When: August 13th - September 17th
Where: Midtown Crossing | 3110 Farnam Street Omaha, NE

What: Friday Night Concert Series
When: August 13th - 27th
Where: Rockbrook Village Shopping Center | 108th & Center Omaha, NE

What: Village Pointe Vibes Concert Series
When: August 12th - 19th
Where: Village Pointe Shopping Center | 17305 Davenport Street Suite 203

What: Old Market Ghost Stories Tour
When: August 13th - October 29th
Where: Nebraska Tour Company | 1100 Howard Street Omaha, NE

What: The ARENA at The Backline
When: August 13th
Where: The Backline Comedy Theatre | 1618 Harney Street Omaha, NE

What: Night Market at Midtown Crossing
When: August 13th - September 10th
Where: Midtown Crossing | 3110 Farnam Street Omaha, NE

What: Omaha Farmers Market: Old Market
When: August 14th - October 9th
Where: 1011 Jackson Street Omaha, NE

What: Village Pointe Farmets Market
When: August 14th - October 2nd
Where: Village Pointe Shopping Center | 17305 Davenport Suite 203

What: Joslyn Castle Public Tours
When: August 16th - December 20th
Where: Joslyn Castle | 3902 Davenport Street Omaha, NE

 

Are you interested in hearing what our amazing clients are saying about us? Be sure to check out the Testimonials page here!

Five Things To Avoid After Applying For A Mortgage

by Nancy Heim-berg

Five Things To Avoid After Applying For A Mortgage So you applied for a mortgage (congratulations!) and you are wondering if there are things you should avoid doing until the process is finalized. The short answer is yes, and below we have listed five things for you to review and (hopefully) avoid doing. Let’s dive in: 

 

1.It is so important to ensure your bills are paid on time and to not to miss any credit card and/or loan payments. Why you ask? Well when it comes to your credit score, payment history is one of the most important factors. It can really hurt you if you show late/missed payments on credit accounts. 

 

2. While this next one can potentially be out of your control, you don’t want to actively switch jobs during the loan-approval process. Doing so could lead to income adjustments and thus revisions to the total amount of money you are ultimately approved for. 

 

3. Applying for new credit is another big no-no. Knowing your credit can be pulled at any time until the loan is finalized, you want to steer clear of anything that can negatively impact your score. Opening new lines of credit can have negative impacts on your score and further debt accumulation can increase the debt-to-income ratio (which lenders don’t want to see). 

 

4. Avoid making large deposits without a paper trail as this can indicate newly borrowed money to a loan underwriter, which in turn could read as an increase to your debt-to-income ratio. Any large sum of money that is deposited should have a clear explanation. 

 

5. Steer clear of large purchases after applying for a mortgage. Doing so could either lower your savings amount if paying cash, or increase your credit utilization and debt-to-income ratio. Hold off on furniture and appliance shopping until after the mortgage is finalized.

 

 

If you are looking to sell your Omaha, NE house, be sure to contact our team for more information. Our dedicated, knowledgable agents are here to provide you with the expert services you need. 

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Photo of Heim-Berg Team Real Estate
Heim-Berg Team
Berkshire Hathaway
331 Village Pointe Plaza
Omaha NE 68118
(402) 677-9024
(402) 679-7108 | (402) 830-6123
Fax: 402-493-4805

Stacey OHara CMG financial 515-306-2360

 

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