Real Estate Information Archive

Happy October! Many refer to this month as the spookiest one of the year and boy do we have an event lineup to prove it. Below we have listed some family-friendly Halloween events that are happening in and around our beautiful city of Omaha, NE over the coming weeks. You will find an assortment of fun ways to celebrate and many reasons to dress up. So grab your best costume and head out for some spooky Omaha fun!

What: Trick-or-Treat Days at the Omaha Children’s Museum 
When: October 15th & 22nd | 9am - 7pm
Where: Omaha Children’s Museum | 500 S 20th Street Omaha, NE
*Included with museum admission
 
What: Howl-O-Week Safari at Wildlife Safari Park 
When: October 15th & 16th | 5-8pm
Where: Wildlife Safari Park | Located off Nebraska’s I-80, Exit 426
*$20/person
 
What: Trick-or-Treat with the Animals of Gifford Farm
When: October 16th | 10am - 3pm
Where: Gifford Farm Education Center | 700 Camp Gifford Road Bellevue, NE
*$5/trick or treater, accompanying family members free
 
What: Baseballoween
When: October 22nd | 5pm
Where: Werner Park | 12356 Ballpark Way Papillion, NE
*Free
 
What: Fall-a-Palooza
When: October 29th | 6pm
Where: 1001 Fort Crook Road N Bellevue, NE 
*Free
 
What: Friday Night Movies at Ditmar Orchard & Vineyard
When: October 8th, 15th 22nd and 29th | Dusk
Where: 19475 225th Street Council Bluffs, IA
*Free
 
What: Trunk or Treat at Adams Park Community Center
When: October 14th | 5-7pm
Where: Adams Park Community Center | 3230 John Creighton Blvd. Omaha, NE
*Free
 
What: Search for Treats at Camp Fontenelle’s Corn Maze
When: October 24th | 2-4pm
Where: 9677 Country Road 3, Nickerson, NE
*Included with regular admission
 
What: Little Guys Spooky Gym at Saddlebrook Community Center 
When: October 26th | 9-11:30am
Where: Saddlebrook Community Center | 14850 Laurel Avenue Omaha, NE
*$1/adult, children 5 and under are free
 
What: The Great HALL-oween Haunt at The Durham Museum
When October 26th | 5-8pm
Where: 801 South 10th Street Omaha, NE
*Advanced tickets are required, no on-site ticket sales
 
What: Spooky Takes for Tots at The Durham Museum 
When: October 27th | 10:30-11:30am
Where: 801 South 10th Street Omaha, NE
*Included with museum admission
 
What: Halloween Bash at Florence Community Center 
When: October 27th | 5-7pm
Where: Florence Community Center | 2920 Bondesson Street Omaha, NE
*Free
 
What: Cinema @ Capitol: Coco
When: October 27th | 6pm
Where: The Capitol District | 1022 Capitol Avenue Omaha, NE
 
What: Halloween Laser Light Show at The Durham Museum 
When: October 28th & 29th | Sundown - 11pm
Where: 801 South 10th Street Omaha, NE
*Free
 
What: Monster Mash at The SAC Aerospace Museum 
When: October 30th | 10am - 2pm
Where: 28210 W Park Hwy. Ashland, NE
*Included with admission 
 
What: Trick-orTreat at Rockbrook Village
When: October 30th | 2-3:30pm
Where: Rockbrook Village | 2800 S. 110th Ct. Omaha, NE
*Free 
 
What: Vintage Market Days of Omaha Presents “Vintage Harvest”
When: November 5th | 10:00am
Where: Chance Ridge Event Center | Omaha, NE 
*Starts at $10
 
What: 2021 Autumn Festival - An Arts & Crafts Affair
When: November 4th - 7th
Where: Ralston Arena | 7300 Q Street Ralston, NE

If you are looking to sell your Omaha, NE house, be sure to contact our team for more information. Our dedicated, knowledgable agents are here to provide you with the expert services you need. 

Charm and character are two aspects of older homes that greatly appeal to many buyers. While some people enjoy the unique design elements that older homes afford, they also have their fair share of upkeep and potentially costly repairs and renovations. 
 
Below we discuss a few things to keep in mind if an older home is on your wish list. Let’s dive in: 
 
1. Consider bringing in a second inspector when purchasing an older property to ensure nothing was missed and you know exactly what you are getting into. It will be worth the extra money to have confidence that no costly repairs pop up in the future that should have been handled prior to the sale.
 
2. Older properties stand a higher chance of having lead paint on the walls thought the house, which can pose major health risks (especially in children). Chipped, flaking or chipped paint should be tested by the inspector.
 
3. Mold is something that can wreak havoc on your life if you do not treat it correctly. It’s a common thing to find in homes that have been sitting empty for some time and/or have poor circulation. Remedying the situation could be quite expensive so be sure to test for mold in places such as attics, living quarters and basements. 
 
4. Lastly, be sure to inquire about how long the home has been sitting vacant. The longer the house has been without air or water circulation the more likely you are to come across costly problems such as mold, moisture buildup and rodent infestations. 
 

From new, modern homes to old fixer-uppers, whatever your taste let our experienced team help you find your dream home in Omaha, NE. Be sure to sign up for our listing alerts here!

Today marks the first day of Fall and is the perfect time to start filling your calendar with all the best activities happening in and around our beautiful city of Omaha, NE. 

Adventuring through pumpkin patches and apple picking are two popular (and fun!) things for you and your family/friends to do together. Below we have listed some incredible destinations for a day filled with these fun Autumn activities! 

Pumpkin Patches
For a fun day spent outside searching high and low for the perfect pumpkin. Whether you choose to carve, paint or keep as is, pumpkins are a great way to bring the Fall spirit into your home. 

Name: Bellevue  Berry & Pumpkin Ranch
Address: 11001 S 48th Street Papillion, NE
Website: www.bellevueberryfarm.com

Name: Nelson Produce + Farm
Address: 10505 N 234th Street Valley, NE
Website: nelsonproducefarm.com
 
Name: Pioneer Trail Pumpkin Patch & Apple Orchard
Address: 21534 Chestnut Rd Council Bluffs, IA 
Website: ptapples.com

Name: Skinny Bones Pumpkin Patch & Corn Maze
Address: 3935 Hwy 133 Blair, NE 
Website: www.skinnybonespumpkinpatch.com
 
Name: Vala's Pumpkin Patch
Address: 12102 S 180th St Gretna, NE 
Website: www.valaspumpkinpatch.com
 
Name: Welch's Pumpkin Patch
Address: 17676 Sunnydale Road Council Bluffs, IA 
Website: www.welchspumpkins.com
 
Name: Wenninghoff's Pumpkin Patch
Address: 6707 Wenninghoff Rd Omaha, NE 
Website: www.wenninghoff.com

Name: Ditmars Orchard & Vineyard
Address: 17676 Sunnydale Road, Council Bluffs, IA
Website: www.ditmarsorchard.com

Orchards/Apple Picking
Few activities scream “Fall” more than apple picking at your favorite local orchard! Tip: the proper way to pick an apple is to roll it off the branch upward and twist slightly.
 
Name: Martin's Hillside Orchard
Address: 2024 Ashland Rd Ceresco, NE
Website: www.hillside-orchard.com/
 
Name: Vala’s Pumpkin Patch and Apple Orchard
Address: 12102 S. 180th Street Gretna, NE
Website: www.valasappleorchard.com
 
Name: Arbor Day Farm
Address: 2611 Arbor Avenue Nebraska City, NE
Website: www.arbordayfarm.org/
 
Name: Kimmel Orchard & Vineyard
Address: 5995 G Road Nebraska City, NE
Website: www.kimmelorchard.org/
 
Name: Small’s Fruit Farm
Address: 1844 194th Street Mondamin, IA
Website: www.smallsfruitfarm.com/
 
Name: Trees, Shrubs & More
Address: 3803 Cornhusker Road Bellevue, NE
Website: www.treesshrubsandmore.com/orchard/
 
Name: 3 Bee Farm 
Address: 14922 535th St., Griswold, IA
Website: www.3beefarms.com/
 
Name: Ditmars Orchard and Vineyard
Address: 19475 225th St., Council Bluffs, IA
Website: www.ditmarsorchard.com/

Be sure to check back each week for more real estate and Omaha, NE community information! Also, are you following us on Facebook? If not, be sure to check us out here! 

With the official start of Autumn just a week away, now is a great time to begin fall maintenance on your home. And while it would be great if lighting pumpkin spice candles and hanging festive fall colored wreaths were all you had to do to prepare your house for the season, we have a couple (arguably more important) items to add to your list. 

Below we have outlined a checklist of things you should do to transition your Omaha, NE home from those warm summer days to the crisp nights of fall. Let’s dive in: 

-Check Drafts: Did you know that loss of heat through windows accounts for roughly 30 percent of heating energy use (according to the U.S. Department of Energy)? One of the most cost-effective ways to lower your heating costs in the winter is to utilize weatherstripping. A great way to see if you are facing a draft issue is to close a window or door over a piece of paper. If you are able to easily slide the piece of paper it may be time to check the weatherstripping. 

-Clean Gutters: Many people are so used to their gutters working properly that they forget they may need a little attention now and again. Keeping them clean, and even replacing them if necessary, is a great way to avoid interior and exterior damage. 

-Fix Cracks In Driveway: Some homeowners don’t realize that when water gets into the cracks it freezes, expands and can eventually end up making the crack bigger, which leads to larger problems down the road. 

-Drain Outdoor Faucets: Prevent water freezing and pipes bursting this winter by draining and disconnecting all gardens hoses from the outside spigots. This is a simple way to avoid an unwanted headache. 

-Keep Critters Out: To prevent little critters from coming inside to escape the cold make sure to cover large holes in walls and, if you have an attic, check the insulation for any damage. 

-Lastly: Remember to change your filters and schedule a chimney cleaning/heating system maintenance. 

Are you interested in hearing what our amazing clients are saying about us? Be sure to check out the Testimonials page here!

September is not only bringing cooler temperatures our way, but also a variety of fun events and adventures over the coming weeks. If you are looking for things to fill your calendar with, you are in the right place! Below you will find everything from farmers markets and antique shows, to art fairs, music concerts, taco festivals, castle tours and much more! 

What: Omaha Farmers Market: Old Market
When: September 11th - October 9th
Where: 1011 Jackson Street Omaha, NE

What: Lauritzen Gardens Antiques Show
When: September 9th - 12th
Where: Lauritzen Gardens | 100 Bancroft Street Omaha, NE

What: Night Market at Midtown Crossing
When: September 10th
Where: Midtown Crossing | 3110 Farnam Street Omaha, NE

What: Chalk Art Festival
When: September 18th & 19th
Where: Midtown Crossing | 31st-33rd and Farnam-Dodge Streets Omaha, NE

What: Old Market Ghost Stories Tour
When: September 10th - October 29th
Where: Nebraska Tour Company | 1100 Howard Street Omaha, NE

What: River City Star Public Sightseeing Cruise
When: September 11th - 26th
Where: River City Star Riverboat | 151 Freedom Park Road Omaha, NE

What: Village Pointe Farmers Market
When: September 11th - October 2nd
Where: Village Pointe Shopping Center | 17305 Davenport Suite 203 Omaha, NE

What: Rockbrook Village 50th Art Fair
When: September 11th & 12th
Where: Rockbrook Village Shopping Center | 2800 S 110th Ct. Omaha, NE

What: Pop-Up Art Market
When: September 12th - October 24th
Where: Aksarben Village | 67th and Center Streets Omaha, NE

What: Leashes at Lauritzen 
When: September 13th - October 11th
Where: Lauritzen Gardens | 100 Bancroft Street Omaha, NE

What: Matchbox Twenty 2020 Tour with The Wallflowers
When: September 9th
Where: CHI Health Center Omaha | 455 N 10th Street Omaha, NE

What: ZooLaLa Preview Party
When: September 10th
Where: Omaha’s Henry Doorly Zoo and Aquarium | 3701 S 10th Street

What: Harvest Party
When: September 11th
Where: 3615 N 120th Street Omaha, NE

What: Line Dancing Lessons at Bushwacker's
When: September 9th - December 16th
Where: Bushwacker’s Saloon | 7401 Main Street Ralston, NE

What: Joslyn Castle Public Tours
When: September 9th - November 18th
Where: Joslyn Castle | 3902 Davenport Street Omaha, NE

What: Aliento A Tequila - The Spirit of Tequila
When: September 8th 
Where: El Museo Latino | 4701 S 25th Street Omaha, NE

What: Game On!
When: September 8th
Where: Omaha Children’s Museum | 500 S 20th Street Omaha, NE

What: Beyond the Vote
When: September 8th - December 8th
Where: Durham Museum | 801 S 10th Street Omaha, NE

What: Omaha Uncovered: Revealing History Through Art and Story
When: September 8th - November 21st
Where: 801 S 10th Street Omaha, NE

What: Disney’s Descendants: The Musical
When: September 10th - October 10th
Where: The Rose Theater | 2001 Farnam Omaha, NE

What: Bring Back the Music at Midtown Crossing
When: September 10th - 17th
Where: Midtown Crossing | 3110 Farnam Street Omaha, NE

What: Style and Speed: Passenger Liner Travel of the 20th Century
When: September 8th - October 3rd
Where: 801 S 10th Street Omaha, NE

What: James Cameron - Challenging The Deep
When: September 8th - October 3rd
Where: Durham Museum | 801 S 10th Street Omaha, NE

What: Fiestas Patrias Omaha
When: September 10th - 12th
Where: S 24th Street & N Street Omaha, NE

What: Tacoberfest 2021
When: September 10th
Where: 3924 Farnam Street Omaha, NE

What: Doggy Barket: A Farmers Market for Dogs
When: September 18th
Where: 112th & W Maple Road Omaha, NE

What: Omaha Marathon
When: September 19th
Where: The Capitol District | 1022 Capitol Avenue Omaha, NE

From new, modern homes to old fixer-uppers - whatever your taste let our experienced team help you find your dream home in Omaha, NE. Be sure to sign up for our listing alerts here!

If you are thinking of selling your house in Omaha, NE chances are you have done a mental walkthrough of everything you need to fix, paint and/or redecorate before the listing goes live. And while the list may seem a mile long, there are certain projects that should be bumped to the front and be top priority. 

In today’s blog post we are going to be discussing four things that you should repair before selling your home - let’s dive in: 

Paint: If you are looking for an easy and cheap way to update the interior/exterior of your home, grab a paint brush! Old chipped paint can be a huge turnoff for potential buyers. Light, neutral tones are a safe bet when it comes to choosing colors as they will make your home appear brighter and appeal to a wide range of people. Also, be sure to remove any old wallpaper as it tends to date a house.

Damaged flooring: One area that potential home buyers take notice of is the flooring throughout a house. If you have worn and damaged flooring, especially hard wood flooring, it’s not only an eyesore but can also take away from the value of your house. If it’s in your budget, replacing the floors is best. If not, you can refinish/deep clean them and bring some life back into your home. 

Exterior: You never get a second chance at a first impression, so be sure to make it a good one when buyers come to tour the house. The first thing people will see is the exterior of your home so its crucial to make it look good. Pull the weeds, mow the lawn, plant some flowers, replace missing fence boards, remove any junk, fix the roof and add a fresh coat of paint to the front door. 

Pet damage: Even though you love your furry four-legged friends, you can’t deny the impact they can have on a home. If you are thinking of selling your house, be sure to repair any damage that resulted from your pets. Everything from the scratches on the doors to the urine stains on the carpets. Potential buyers touring the home should (ideally) have no idea that pets live in the home. 

If you are looking to sell your Omaha, NE house, be sure to contact our team for more information. Our dedicated, knowledgable agents are here to provide you with the expert services you need. 

With September right around the corner, now is a great time to check out all the fun events and adventures happening in and around our beautiful city of Omaha, NE. You will find everything from farmers markets and comedy shows, to ghost tours, art markets, concert series, fashion events, dance classes and much more. We have listed all these and many others below for you to enjoy! *Please observe social distancing guidelines.

What: Night Market at Midtown Crossing
When: August 27th - September 10th
Where: Midtown Crossing | 3110 Farnam Street Omaha, NE

What: River City Star Happy Hour Cruise
When: August 27th - October 15th
Where: River City Star Riverboat | 151 Freedom Park Road Omaha, NE

What: The ARENA at The Backline
When: August 27th
Where: The Backline Comedy Theatre | 1618 Harney Street Omaha, NE

What: Old Market Ghost Stories Tour
When: August 27th - October 29th
Where: Nebraska Tour Company | 1100 Howard Street Omaha, NE

What: Omaha Farmers Market: Old Market
When: August 28th - October 9th
Where: 1011 Jackson Street Omaha, NE

What: Midwest Collectible Toy Show
When: August 29th - October 24th
Where: Omaha Firefighters Union, Local 385 | 6005 Grover Street Omaha, NE

What: Village Pointe Farmers Market
When: August 28th - October 2nd
Where: Village Pointe Shopping Center | 17305 Davenport Suite 203

What: Omaha Farmers Market: Baxter Arena
When: August 29th - October 10th
Where: Baxter Arena | 2425 S 67h Street Lot 26 Omaha, NE

What: Benson First Friday
When: September 3rd 
Where: Military Avenue & 60th Street Omaha, NE

What: First Friday Old Market
When: September 3rd 
Where: Old Market | Harney to Jackson Streets & 10th to 13th Streets Omaha, NE

What: Leashes at Lauritzen 
Where: September 6th - October 11th
Where: Lauritzen Gardens | 100 Bancroft Street Omaha, NE

What: 2021 Nitro Circus: You Got This
When: August 26th
Where: Werner Park | 12356 Ballpark Way Papillion, NE

What: Saturdays at Stinson Concert Series: Rhythm Collective
When: August 28th
Where: Stinson Park | 2285 S 67th Street Omaha, NE

What: The City of Omaha Celebrates America Free Concert & Fireworks Show
When: August 28th
Where: Memorial Park | 6005 Underwood Avenue Omaha, NE

What: Hutchfest 2021
When: September 5th
Where: 1441 N 11th Street Omaha, NE

What: Pop-Up Art Market
When: August 29th - October 24th
Where: Aksarben Village | 67th and Center Streets Omaha, NE

What: Friday Night Concert Series
When: August 27th
Where: Rockbrook Village Shopping Center | 108th & Center Omaha, NE

What: Joslyn Castle Public Tours
When: August 26th - November 18th
Where: Joslyn Castle | 3902 Davenport Street Omaha, NE

What: Beyond the Vote
When: August 25th - December 2nd
Where: Durham Museum | 801 S 10th Street Omaha, NE

What: Game On!
When: August 25th - December 2nd
Where: Omaha Children’s Museum | 500 S 20th Street Omaha, NE

What: Fairytale Land
When: August 25th - 29th
Where: Omaha Children’s Museum | 500 S 20th Street Omaha, NE

What: Omaha Uncovered: Revealing History Through Art and Story
When: August 25th - November 21st
Where: 801 S 10th Street Omaha, NE

What: Line Dancing Lessons at Bushwackers
When: August 26th - December 16th
Where: Bushwacker’s Saloon | 7401 Main Street Ralston, NE

What: Omaha Fashion Week
When: August 26th - 28th
Where: Omaha Design Center | 1502 Cuming Street Omaha, NE

What: James Cameron - Challenging The Deep
When: August 25th - October 3rd
Where: Durham Museum | 801 S 10th Street Omaha, NE

Be sure to check back each week for more real estate and Omaha, NE community information! Also, are you following us on Facebook? If not, be sure to check us out here! 

Buying a house is the largest purchase most people will make in their lifetime. And while the internet is a wonderful place to find information when it comes to home buying, there is also a lot of information out there that is misleading or downright not true. In today’s blog post we are going to be discussing four common myths about home buying - let’s dive in: 

1. The first myth that we are debunking is that you need a 20% down payment. While sometimes this is true and putting that much down can have its benefits, you don’t always need that much to buy your dream home. There are some loan programs that allow for half of that, or even less. 

2. The second myth that we are busting is that you have to be completely out of debt before you are able to own a home. Yes, that means if you are carrying student loans or other forms of debt, you could still qualify. Mortgage underwriters like to see you using and managing credit responsibly, so ensuring your payments are made on time is crucial. 

3. Piggybacking off our last myth, number three is that your credit score needs to be perfect to buy a home. Of course having a good credit score will only help you, but don’t stress if its not great. For a conventional loan approval, the minimum FICO credit score is around 620. 

4. The last myth we are exposing is that it is cheaper to rent than to own. In the short term there may be some truth to this statement, however if you plan on renting for a few years or longer, it could be in your best interest to put that money towards an asset you own. Renting is a great option for someone who moves around a lot, but if you are planning to stay in one place for a while buying can be a great option. 

Have other home buying questions and/or myths you want to discuss? Contact our experienced team today and let us help you find your perfect home in Omaha, NE! 

With schools starting soon, now is the perfect time to sneak in some last minute summer fun! Below we have listed all the can’t-miss events and adventures happening in and around our beautiful city of Omaha, NE over the next two weeks. Spend your days enjoying music concerts, festivals, farmers markets, castle tours, line dancing, sporting events and much more.

What: Nebraska Balloon & Wine Festival
When: August 20th & 21st
Where: Ta Ha Zouka Park 

What: Melissa Etheridge: 2021 Tour
When: August 14th
Where: Holland Performing Arts Center

What: Eagle Day at Fontenelle Forest
When: August 14th
Where: Fontenelle Forest | 1111 N Bellevue Blvd. 

What: Saturdays at Stinson Concert Series: 70’s Band
When: August 14th
Where: Stinson Park | 2285 67th Street Omaha, NE

What: Woofstock
When: August 15th
Where: Midtown Crossing | 3110 Farnam Street Omaha, NE

What: Holland Center Outdoors: Red Wanting Blue
When: August 19th
Where: Holland Performing Arts Center | 1200 Douglas Street 

What: Disco GLOW at Joslyn Art Museum 
When: August 20th
Where: Joslyn Art Museum | 2200 Dodge Street Omaha, NE

What: Opera Outdoors
When: August 20th
Where: Midtown Crossing | 3110 Farnam Street Turner Park Omaha, NE

What: Omaha’s Original Greek Festival
When: August 20th - 22nd
Where: 602 Park Avenue Omaha, NE

What: Music For The City
When: August 21st
Where: Dam Grill & Bar | 151 Freedom Park Road Omaha, NE

What: Diedrick Brackens
When: August 11th - September 5th
Where: Joslyn Art Museum | 2200 Dodge Street Omaha, NE

What: Beyond the Vote
When: August 11th - December 2nd 
Where: Durham Museum | 801 S 10th Street Omaha, NE

What: American Art Deco: Designing for the People, 1918 - 1939
When: August 11th - September 5th
Where: Joslyn Art Museum | 2200 Dodge Street Omaha, NE

What: Game On!
When: August 11th - December 2nd
Where: Omaha Children’s Museum | 500 S 20th Street Omaha, NE

What: James Cameron - Challenging The Deep
When: August 11th - October 3rd
Where: Durham Museum | 801 S 10th Street Omaha, NE

What: Fairytale Land
When: August 11st - 29th
Where: Omaha Children’s Museum | 500 S 20th Street Omaha, NE

What: Salvador Dali’s “Stairway to Heaven”
When: August 11th - 14th
Where: El Museo Latino | 4701 S 25th Street Omaha, NE

What: Style and Speed: Passenger Liner Travel of the 20th Century
When: August 11th - October 3rd
Where: 801 S 10th Street Omaha, NE

What: Omaha Uncovered: Revealing History Through Art and Story
When: August 11th - November 21st
Where: 801 S 10th Street Omaha, NE

What: Line Dancing Lessons at Bushwacker's
When: August 12th - December 16th
Where: Bushwacker’s Saloon | 7401 Main Street Ralston, NE

What: Pinnacle Bank Golf Championship
When: August 12th - 15th
Where: Club at Indian Creek | 3825 N 202nd Street Elkhorn, NE

What: Bring Back the Music at Midtown Crossing
When: August 13th - September 17th
Where: Midtown Crossing | 3110 Farnam Street Omaha, NE

What: Friday Night Concert Series
When: August 13th - 27th
Where: Rockbrook Village Shopping Center | 108th & Center Omaha, NE

What: Village Pointe Vibes Concert Series
When: August 12th - 19th
Where: Village Pointe Shopping Center | 17305 Davenport Street Suite 203

What: Old Market Ghost Stories Tour
When: August 13th - October 29th
Where: Nebraska Tour Company | 1100 Howard Street Omaha, NE

What: The ARENA at The Backline
When: August 13th
Where: The Backline Comedy Theatre | 1618 Harney Street Omaha, NE

What: Night Market at Midtown Crossing
When: August 13th - September 10th
Where: Midtown Crossing | 3110 Farnam Street Omaha, NE

What: Omaha Farmers Market: Old Market
When: August 14th - October 9th
Where: 1011 Jackson Street Omaha, NE

What: Village Pointe Farmets Market
When: August 14th - October 2nd
Where: Village Pointe Shopping Center | 17305 Davenport Suite 203

What: Joslyn Castle Public Tours
When: August 16th - December 20th
Where: Joslyn Castle | 3902 Davenport Street Omaha, NE

Are you interested in hearing what our amazing clients are saying about us? Be sure to check out the Testimonials page here!

So you applied for a mortgage (congratulations!) and you are wondering if there are things you should avoid doing until the process is finalized. The short answer is yes, and below we have listed five things for you to review and (hopefully) avoid doing. Let’s dive in: 

1.It is so important to ensure your bills are paid on time and to not to miss any credit card and/or loan payments. Why you ask? Well when it comes to your credit score, payment history is one of the most important factors. It can really hurt you if you show late/missed payments on credit accounts. 

2. While this next one can potentially be out of your control, you don’t want to actively switch jobs during the loan-approval process. Doing so could lead to income adjustments and thus revisions to the total amount of money you are ultimately approved for. 

3. Applying for new credit is another big no-no. Knowing your credit can be pulled at any time until the loan is finalized, you want to steer clear of anything that can negatively impact your score. Opening new lines of credit can have negative impacts on your score and further debt accumulation can increase the debt-to-income ratio (which lenders don’t want to see). 

4. ​Avoid making large deposits without a paper trail as this can indicate newly borrowed money to a loan underwriter, which in turn could read as an increase to your debt-to-income ratio. Any large sum of money that is deposited should have a clear explanation. 

5. ​Steer clear of large purchases after applying for a mortgage. Doing so could either lower your savings amount if paying cash, or increase your credit utilization and debt-to-income ratio. Hold off on furniture and appliance shopping until after the mortgage is finalized.