First Time Home Buyer In Omaha, NE? We Have Tips To Help You Navigate The Process!
Monday, March 4, 2019
For first time home buyers, the feelings of excitement for their new abode can often be accompanied (and at times overshadowed) by feeling nervous and overwhelmed by the whole home buying process. Fear not, this is totally normal! However, with a little knowledge under your belt, the whole process can begin to feel more familiar - thus calming the nerves – and allowing you to get back to enjoying the experience. And as you may have guessed, that is exactly what we are going to be chatting about in today’s blog. Below we have listed ten tips to help first time home buyers understand and navigate the home buying process with ease. Enjoy!1.) The first tip is to attain a copy of your credit report. There are numerous online websites you can get this from to better understand the health and history of your credit so there are no surprises.
2.) The second tip is to improve your credit score if necessary. There are various ways to do this such as paying down high balances on cards that are currently open.
3.) The third tip is to get pre-approved before you start your house hunting search. This will allow you to understand what you can afford and thus search areas/neighborhoods accordingly. The last thing you want to do is fall in love with something that is out of your budget range.
4.) The fourth tip is to see if you qualify for an FHA loan, which is a government-backed mortgage that is insured by the Federal Housing Administration, and popular for first time home buyers.
5.) The fifth tip is to know and fully understand your down payment options.
6.) The sixth tip is to hire an experienced real estate agent to represent and work with you during the home buying process. This is a very crucial step as you will be working closely with your agent and you want to be sure they are familiar the local market and understand your wants/needs.
7.) The seventh tip is to budget for all homeownership expenses. Many people only focus on what the house itself with cost, but sometimes do not consider all the other costs that will arise. Again, you want to do your best to alleviate all surprises for the future.
8.) The eighth tip is to understand your debt-to-income ratio, and to make adjustments where needed.
9.) The ninth tip is to check for first-time home buyer grants and programs to see if you can take advantage of any that are being offered.
10.) And finally, our tenth step is to fully understand the different types of loans that are available. This will ensure that you are making the right decision for you and your family.
If you are looking to move into a new neighborhood you understand what an exciting and fun time it can be for you and your family. A fresh chapter brings new experiences, exciting adventures and endless memories that will stay with you forever. But along with all the exciting things also come aspects that you want to be sure to look into before making the big move. Below we have listed a few things that you want to make sure to look into while you begin your search for your new home. We hope this brings you some insight and helps make the journey a little easier and sweater for you!
We understand that buying a home can be a very exciting time! As your mind wanders from room to room, you think of what décor you will use, what paint colors will dance on the walls and what colorful plants you will line the front walkway with. But understanding the structure and how well the home was maintained and built is also very important as it can help alleviate potential costly repairs in the future. Below we have listed a few items to watch out for, especially if you are a first-time home buyer, that can serve as warning signs for potential issues. 
So the time has finally come to start the search for your first home. Your mind starts racing as you begin thinking of the style you like, the finishes you want, and how you will decorate to turn the house into your very own home. What an exciting time! As you begin your search, we wanted to leave you with a few tips and tricks that we hope will prove to be helpful during a time that can seem a little overwhelming. Enjoy! 
As you start your home buying journey, as exciting as the process is, we understand the confusion and stress that can arise from certain situations and steps that need to be done along the way. You may have new words and phrases thrown at you that you may want to skip over and not pay too much attention to, but at the end of the day it is so important to equip yourself with all the knowledge you possibly can. Two terms you may run across on your home buying journey are pre-qualified and pre-approved. And while the two terms sound similar, there are some pretty significant differences that we believe are crucial for you to understand and for us to touch on in today’s blog post. 
Image this: you found your perfect home, made an offer and have come to find out the seller has accepted. What an exciting time! You completed the next step of signing the contract, as well as paid the deposit. And while you are floating on cloud nine, you are approached with some less than exiting news – you find out from the appraiser that the house is worth less than what you offered and the bank will not grant you a mortgage. We know this may seem like a huge set back, but there is something that can protect you if a situation like this arises. It is called can appraisal contingency and we are going to be covering the basics on what it is and how it can help you!
When you think of a property in foreclosure, what do you think of? Long wait times? Extra paperwork? A hassle? While some of these aspects of a foreclosed home can be true, there are also many incredible benefits to buying one of these properties that we are going to explore in this post. We hope it opens your eyes to the possibilities these properties have in Omaha and how they can be a great investment for you and your family.
So you just purchased your beautiful new home in Omaha – congratulations! As you check off things on your (seeming) mile-long to-do list, we thought we would help you out with a few items some people forget or don’t think about after the papers are signed and the boxes have been moved. 
When looking for a home in Omaha, some buyers may be turned off by the idea of purchasing a home that has an HOA (Homeowners Association). And while some people find them divisive, HOAs have the potential to offer quite a few benefits for homeowners that live within their neighborhoods. In this post we will discuss a few reasons why you should be open to an HOA when starting your search, and how the benefits have the potential to far outweigh any negatives. 
So you are thinking of buying a fixer-upper but aren't sure what to expect. For some people the idea of buying a home that needs a lot of work can be a little daunting. And for others, the thought of purchasing a home that needs a little love in an incredible neighborhood, and are able to remodel it to their taste, is ideal. While it is true that a fixer-upper has the potential to be your worst nightmare, there are also incredible benefits that you simply can't ignore. Below we have listed some pros and cons that come with purchasing a fixer-upper home that we hope will be helpful and inspiring when making your decision: 
