Real Estate Information

Omaha Nebraska Real Estate Blog

Nancy Heim-berg

Blog

Displaying blog entries 541-550 of 598

Lace Up for the bRUNch 5k!

by Nancy Heim-berg

Lace up those running shoes and get ready for the 2nd Annual bRUNch 5k!

The Junior League of Omaha is proud to announce they will be hosting the 2nd Annual bRUNch 5k on Saturday, April 29. Last year the event was such a success that the League decided to come back for seconds!

All proceeds benefit the Junior League of Omaha's community projects. The start line will be at the west end of Turner Park, loop throughout Omaha, and return to finish at Turner Park. Check in and registration starts at 9:00AM.

At the finish line, join the team for a brunch buffet and prizes at Crave. If you're not a runner, but still want to enjoy the event and help contribute to the Junior League, don't worry... we have an option for you! There are brunch only tickets available for you to come and enjoy the Crave brunch buffet and support the 5k runners in their success. There will be VIP ticket options as well as drinks available for participants 21 and older. 

Tickets and event information is available at the 2nd Annual bRUNch 5k page.

Pay Homage to the Equestrian Art

by Nancy Heim-berg

Horses are a beautiful species that many don't take the time to learn and truly understand. The depth of the horse's beauty and mind is often something that only few devote their life to truly embrace. This Equus Film Festival is one of few events that allows those individuals to display their works of art and literature. 

For three days film makers of all sorts are able to feature their videos, commercial, educational films and much more to open the eyes and hearts of those who have not had the opportunity to truly enjoy horses from their point of view. The Equus Film Festival truly empowers those involved to share and highlight the true depth and vibrant history that horses have in human culture. 

The Equus Film Festival runs from Thursday, March 30 through Saturday, April 1 at Marcus Midtown Cinema. The schedule is available on the event page. It is held in conjunction with the 2017 Longines FEI World Cup Jumping & FEI World Cup Dressage Finals Omaha

 

Enjoy The Tastes of Omaha's Best Barbeque

by Nancy Heim-berg

Not sure where to choose for your next family night out? Well, we have the perfect event for you! Omaha's BBQ Throwdown brings together many of the best BBQ hot spots in town. Each restaurant has a tent and offers samples of their most popular foods along with amazing drink pairings. It's the perfect way for the adults and kids to get a taste of what true BBQ tastes like.

This great BBQ Throwdown event happens right in Midtown Crossing on Saturday, March 25, from 11:00AM to 3:00PM.

The beautiful 16 acre plot at Midtown Crossing brings the community together with a variety of shopping and dining options. It is the perfect outdoor center for the family to enjoy a day indulging in a variety of good BBQ samples, drinks, and meeting new friends. There is a beautiful park situated right in the middle of it all where you can grab your food and enjoy a picnic and good weather.

More information available at Omaha's BBQ Throwdown. 

 

 

Take the First Step to a Healthier Lifestyle

by Nancy Heim-berg

At the turn of the New Year we all set out goals to better our lifestyle and create healthier habits. Whether that is eating clean, getting back in touch with old friends, or starting an exercise routine, sometimes it's hard to keep up with the goals once life gets in the way.

One way to make yourself accountable and start getting ready for summer is to attend the 10th Annual Omaha Health, Wellness & Fitness Expo at Baxter Arena. 

This event is the largest in the region and is held on Saturday April 8 & Sunday April 9, 2017. From seminars to booths, you can learn how to live a healthier, happier lifestyle and create habits you can incorporate into your every day routines.

Experts are there to answer questions and make you feel comfortable and informed. You can attend seminars, engage in activities and find something and somewhere to start that is right for you. For more information and tickets visit: The Omaha Health Wellness & Fitness Expo.

Home Buying in Winter Months

by Nancy Heim-berg

While many buyers assume that spring and summer are the best times to purchase a new home, it's not entirely true.

Favorable weather can certainly make your house-shopping more enjoyable, and in cold climates you may not be able to see the yard because of snow, but there are plenty of advantages to searching for your new home in the winter.

For starters, it's a buyers' market. Potential buyers may put off home shopping in the winter because they're traveling, or are busy with the holidays. While there are still homes on the market, fewer people are looking at them and for you - the buyer - that's to your advantage. 

With less people looking, that means there's more time for your broker to spend time with you, as well. Instead of juggling a multitude of clients, they can focus on fewer potential buyers. And the typical winter buyer is a more serious buyer.

Winter is also a prime season to see how a house stands up to harsh weather conditions. Plumbing and heating systems, and roofs and gutters are tested hard in the cold. You may not be able to view all of the outdoor landscaping, but it's far easier to fix that than replace a major system such as a furnace or boiler several months down the road.

The winter season can also be a great time to find good deals, deals that are buyer-friendly because fewer people are looking. Even a small difference in price can mean big savings in the long haul. Also, if you're looking to buy a bank foreclosure you could potentially find a great deal because banks are anxious to get those loans off the books before the end of the year.

Even selling your home in the winter has its advantages. While it may be frightful outside, the warmth and cheer of a holiday-adorned home can charm prospective buyers.

Home Search Checklist

by Nancy Heim-berg

Buying a home can seem overwhelming, especially if it’s your first. Taking advantage of favorable market conditions often means acting fast to evaluate many different properties in a short time.

Since you might look at dozens of potential homes in a month, it can be difficult to keep all the details straight. Weeks may pass during your search, making it hard to recall what you need to know to make a decision.

Before you visit your first property, it’s a good idea to develop a checklist to help you evaluate each one. Checklists allow you to get your thoughts about each property down on paper and compare them easily in the future.

A Checklist Helps You Find Your Ideal Home

Checklists are used in all kinds of situations, and have even been shown to reduce the potential for mistakes in the operating room! It makes sense, then, that you should consider using a checklist to see how potential homes stack up against your priorities.

The Department of Housing and Urban Development provides a free worksheet that allows you to quickly “check off” information about a home’s layout and condition, the neighborhood, nearby schools, and other community features.

This is a great place to start, but you might also consider making a customized checklist that reflects your own needs and preferences. Make sure that each checklist you use is identical and that you can “rate” different aspects of a home in a way that will make sense later.

Making Use of Your Checklist

Once you have your checklist all prepared, each member of the household should bring a copy to every property visit. While reviewing a potential home, it’s a good idea to take each item in sequence and do one thing at a time.

Your checklist will probably include details about the surrounding neighborhood, so be certain to make time to drive or walk around the area after you’ve seen every room of the property. Some features, such as schools and hospitals, might require online research to “score” accurately.

Be sure to save your completed checklists somewhere convenient so that you can compare them easily in the future. If multiple people will be evaluating each property, it’s a good idea to write each one’s name at the top of the checklists they filled out.

A checklist helps make the home buying process easier, faster, and more convenient. Don't forget it!

The Importance of Staigng Your Home

by Nancy Heim-berg

Selling your home can be one of the most stressful situations in you life. There are so many things to consider; you need to find the right real estate agent, you need to choose the perfect price to sell, there are potential buyers coming in and out of your house all the time. It’s enough to make you want to forget the whole thing and just stay where you are.

However, this is one thing that you can do that will relieve your stress and help you get a better price for your home. You need to get your home professionally staged.

Staging your home for sale is one of the most overlooked steps in the selling process and it could cost you a lot of money if you ignore it. The benefits of professionally staging your house are many.

What The Buyer Wants

Too many home sellers want to show off their individualism when they sell their house. And while that Moroccan rug may have a great story behind it the buyer probably doesn’t care. A professional home stager will know how to present your home to the widest possible audience. They will know what works and what doesn’t.

Return On Investment

Think of the cost of home staging as an investment. The money you spend will result in an overall higher selling price than you would get without staging your home.

Create The Vision

Most home buyers cannot visualize the potential of a home they are looking at. By having your home professionally staged you will be able to show them all the advantages it has to offer. It will also allow them to really see themselves living in your home. The staging will speak to their aspirations and once they become emotionally involved they are more likely to make a solid offer on your home.

Quick Sale

You want your home to sell quickly in order to get the most out of it. According to a study done by the National Association of Realtors , homes that sold within the first four weeks sold for 6% more than those sold after the first four weeks. By having your home professionally staged you have the best chance of selling quickly.

In addition to all these benefits, staging your home will relieve you of a lot of stress. When so much money is at stake seek the help of professionals.

Selling Your Home

by Nancy Heim-berg

Selling a house is no walk in the park. A tremendous amount of work is involved in staging a house to sell it, especially if you want to bring in the top dollar for your home. With a bit of cautious planning, you can make your home look amazing from the inside out in less than two weeks. Take these steps to prepare your house efficiently.

Step 1: Remember that it is just a house, not an extension of you.

If you never “let go” of the home, you will have trouble setting it up to be sold. Imagine yourself handing over the keys to the home and feeling happy about it. It is also wise to avoid potential distractions for buyers. Pack up personal photographs that might distract buyers. Your goal is for buyers to envision their own photos gracing the walls of the home.

Step 2: Eliminate the clutter.

You might not even realize how much “junk” you have out in the open. Box up, donate or trash those items that don’t add a positive, open vibe to the house. This includes books, knickknacks and anything taking up precious counter space. Don't have enough space? Consider renting a storage unit until you can sell the house.

Step 3: Make your house snoop-free.

You never know when buyers are going to take a peek in your closets and cabinets. Ensure that anything potentially embarrassing is hidden away, and take a few moments to clean out each cabinet. Get those spice jars in order and stack those bowls. Line up the shoes and hang up all those clean clothes on the floor.

Step 4: Remove any fixtures you aren’t leaving behind.

It would be difficult to tell a buyer that you are taking built-in appliances and fixtures with you once they have seen them. Remove the potential for nitpicking and heartbreak by removing these items, including chandeliers, window coverings and faucet handles, before you even show the house.

Step 5: Fix small problems around the house.

Notice cracked floor tiles? What about a hole in the wall or a leaky faucet? Fix those problems right away. You don’t want to give your buyers reason to remember your home as one with faults; leave a good impression instead!

No matter your goals for your home, taking time to prepare it for viewings will save you time, stress and money.

What is Title Insurance

by Nancy Heim-berg

Lenders require everyone to purchase title insurance as part of the cost of your home loan. But loan title policies protects the lender, not you. For self-protection in the event of any unforeseen title issues, which could postpone closing indefinitely, buyers must purchase separate owner’s title insurance. Is it necessary and really worth the cost? is the question every buyer must answer for themselves. Here are some considerations:

Closing and Title

Before closing, the closing attorney runs a routine check on title to reveal any liens or title defects against the property. Should this check reveal any liens, these must be cleared before the parties can close. Mechanic’s liens are common, where a contractor performed maintenance or repairs on the home and wasn’t paid (or paid satisfactorily in his estimation) so he filed a lien against the property. You will need to pay the contractor or work out a resolution to remove the lien.

Hidden Title Defects

But liens of this sort are the “easy” or more common ones. What about hidden title defects or liens that don’t show up on a quick title search? What if a long lost relative or heir comes out of the woodwork claiming to have ownership rights to the property? Or what if was discovered an incorrect legal description existed on the property, making the contract, deed, and/or other documents void. In cases like this, title insurance would protect you from financial loss and defend you against claims.

Should I Pay for Title Insurance?

You are very wise to purchase a buyer’s title insurance policy to protect your interests. It’s a one-time fee paid at closing that should you need it because of any revealed title issues, will be worth the cost by leaps and bounds. Title insurance rates are typically between $500 and $1000, depending on loan amount. Like car or health insurance, it may not be needed, but if it is, it will be money well-invested. And the policy lasts as long as you and your heirs own the property.

Enhanced Title Insurance Policies

Ask about enhanced coverage policies too. For a few more dollars, aggravations like inaccurate surveys (which are nightmares in potential boundary disputes with your neighbors), building permit violations, some unforeseen violation of the restrictive covenants in the subdivision or city zoning laws are covered and problems that could derail closing for weeks, months, or years are avoided.

First Time Home Buyers

by Nancy Heim-berg

A house will be the single largest purchase most families will ever make. If you are going to make this purchase a good decision, you will want to be sure all your finances are in good order. These six steps will make your process of buying your dream home much simpler.

Build up some Savings-You probably know this, but it bears pointing out. When you purchase your house, you are going to be placing yourself in a great deal of debt. Make certain that you have the financial cushion to protect yourself if something goes wrong. Beyond that, be ready to make a sizable down payment, usually around 20 percent of the house' price.

Establish a Budget and Stick to It-Think about the terms of your loan. How will they interact with your other bills? If your house is larger than where you live now, your utilities will be higher. What kind of fees will you have with your home that you aren't paying now? Homeowner's association? Other features of the house? Make sure your budget will support you in good times and bad.

Think About Where You Want to Live-Don't stop when you've found a nice neighborhood. Look into its tax rates. If children are in your future, think about the schools. How will this location affect your travel to work?

Consider the Length of Your Home Loan-In general, you will have the chance to take out your home loan for either 15 or 30 years, though you may be able to work out a deal in between. The most important factor to consider is the difference in payments. A shorter loan will have a much lower interest rate, but will have higher payments than a 30 year loan. Be certain that the terms of the loan are going to work with your budget no matter your finances.

Pay Down Your Debt- Paying down your debt now will raise your credit score, potentially allowing you access to better rates on your loan. In addition, your mortgage will be a very large debt. You can make it easier by making your other commitments smaller.

Start gathering paperwork-Put together your financial records, student loan statements, credit card bills, anything your mortgage lender could conceivably want. Applying for a loan involves a lot of paperwork, and a little diligence in scouting it out now will save you a lot of trouble later.

Displaying blog entries 541-550 of 598

Syndication

Categories

Archives

Share This Page

Contact Information

Photo of Heim-Berg Team Real Estate
Heim-Berg Team
Berkshire Hathaway
331 Village Pointe Plaza
Omaha NE 68118
(402) 677-9024
(402) 679-7108 | (402) 830-6123
Fax: 402-493-4805

Stacey OHara CMG financial 515-306-2360

 

©2015 BHH Affiliates, LLC. Real Estate Brokerage Services are offered through the network member franchisees of BHH Affiliates, LLC. Most franchisees are independently owned and operated. Berkshire Hathaway HomeServices Ambassador Real Estate and the Berkshire Hathaway HomeServices Ambassador Real Estate symbol are registered service marks of HomeServices of America, Inc®. Equal Housing Opportunity. Equal Housing Opportunity Realtor License